It probably feels like cars are safer and more secure than they’ve ever been, but car theft takes many forms and is sadly on the rise. If you’ve had your car stolen then it can be a very stressful experience, but even if you are not a theft victim it can still impact you with increased premiums.
But the good news is there are lots of easy steps you can take to protect yourself against car crime and potentially reduce your premiums, and here at Vavista we have the best ones here for you.
Did you know?
Recent figures from the Association of British Insurers (ABI) show motor theft claims paid by insurers in the first quarter of 2019 were at their highest for any quarter since 2012.
Shockingly a payment was made to a car crime victim every 8 minutes and cost £108 million. This works out at over £1.2 million paid to policyholders every single day and has seen the overall cost of motor theft claims double in the last four years which can ultimately lead to higher premiums.
How can I protect my car?
Do the easy stuff
Simple old fashion methods still have their place, so don’t forget to ensure your car is properly locked, windows are up, and don’t leave valuables in view (if you do need to leave valuables in the car, put them out of sight in the boot)
Secure your keys
Keeping your keys far away and out of sight of doors and windows can minimise the chances of them being stolen. Opportunist thieves have been known to use a coat hanger to hook keys through the letterbox, or if that doesn’t work then breaking in and taking them along with your car
Go old school
Aftermarket devices such as steering wheel locks, a driveway parking post, or even a wheel clamp still have their place and can be a good theft deterrent. Most high street car accessory stores such as Halfords have a great range which is not only secure but won’t break the bank.
Got a garage? Use it!
A surprising number of people have a garage but still, leave their car on the street. For the sake of a few minutes, you can add an extra level of security for your car by putting it away (if the garage is alarmed even better!). If you only have a driveway and then something simple like a motion activated security light can be a good purchase and can deter car thieves
The RAC recommend that when away from home visiting friends or family, either park under a street light, in a secure car park, or even on their driveway if you can. And like anytime, lock up, no valuables in view, use a steering lock or the like if you have one, and secure your keys
Add a tracking device
Tracker state that vehicles fitted with its tech have a 96 percent recovery rate when stolen. Not only is a tracker an excellent deterrent, but if the worst happens there is a far better chance your car can be recovered.
Buy a signal-blocking pouch
If you have keyless entry on your car, a signal blocking or Faraday pouch is made of signal-blocking materials that stop your key transmitting its security code. Keep your key in one of these and it can stop thieves from detecting and amplifying its signal, and driving away with your car. Carbuyer magazine has reviewed the best here.
Is there anything more you can do?
Ensure your car has the latest software updates for the car itself. Carmakers are working on countermeasures to combat keyless theft, with new frequency technologies, software, and keys among the developments taking place. Having the latest software can help protect your car.
Finally, remain vigilant for unusual activity in your area, and keep your neighbours and if necessary the police, informed.